Your Wing. Your Plan.
Owning the latest tech shouldn't mean grounding your bank account. Take the pressure off with our in-house, 12-month interest-free installment plans. Designed by pilots, for pilots.
1. 0% Interest. 100% Performance.
Why wait for next season? Our in-house payment plans are built to get you in the air now.
Zero Interest: We don't believe in "finance taxes" or hidden fees. The price you see is the price you pay, spread over a full year.
Direct & Personal: This isn't a faceless bank. The agreement is held directly with Wing Locker Ltd, meaning we understand your needs and the gear you're flying.
2. The Path to Ownership.
Whether you’ve just finished a 90-day hire or you’re ready to buy outright, our system adapts to you.
Seamless Transition: If you decide to purchase the specific wing you have been flying, it is no longer sold as "New," but as "Ex-Hire." This means you can buy it at a discounted ex-rental price, often significantly lower than the RRP. You can then choose to pay this lower price outright or spread it over a new 12-month instalment plan.
Fixed Monthly Payments: The payment schedule is agreed before you sign. We work with you to structure the instalments to fit your year, so you know exactly what's going out each month.
Your 3 Step Journey
Dial In Your Monthly Plan
Total control, zero guesswork. Use our Payment Schedule Planner below to design a structure that fits your lifestyle. Simply enter the wing’s price (or the ex-hire balance) and adjust the percentages to see your breakdown. Whether you want to clear the balance quickly or keep your monthly costs as low as possible, you can find your perfect glide path to ownership before you even get in touch.
Dial In Your Monthly Plan
Total control, zero guesswork. Use our Payment Schedule Planner below to design a structure that fits your lifestyle. Simply enter the wing’s price (or the ex-hire balance) and adjust the percentages to see your breakdown. Whether you want to clear the balance quickly or keep your monthly costs as low as possible, you can find your perfect glide path to ownership before you even get in touch.
Payment Schedule Planner
Monthly Payment Schedule
Customize your payment structure across 11 months
Simple Qualifications
We keep the "red tape" to a minimum so you can keep your eyes on the weather.
UK Resident: Applicants must be UK-based.
ID Verification: Secure digital checks to confirm your identity.
Recurring Payments: All payments are set up via a simple, automated card payment for your peace of mind.
Why In-House?
Most high-street lenders don't "get" paragliding. We do.
Tailored Start: We work with you at the point of purchase to design a payment structure that suits your pay cycle and expected future income.
No Middleman: By keeping it in-house, we avoid the heavy interest rates and complex contracts of third-party lenders.
Total Transparency: If you want to pay off your balance early, you can—with no early-repayment penalties.
Finance FAQ's
How do I apply for the 12-month plan?
Once you’ve decided to purchase your wing, we’ll send you a simple digital application form. It takes about 5 minutes to complete, and because we handle it in-house at Wing Locker Ltd, you’ll usually get a decision the same day.
Is there a credit check?
To be responsible providers, we perform an Affordability and Identity Assessment. This is different from a traditional "Hard" credit check. Instead, we verify your identity and ensure the monthly payments are sustainable for you based on your financial situation. This includes a Secure Bank Verification check.
Here are some more FAQ's specifically about Secure Bank Verification:
Q: Why do I need to link my bank account?
A: To protect our community and our equipment, we require high-level identity verification for all 3-month rentals and finance agreements. Linking your account is the fastest, most secure way to prove your identity and address without the need for scanning paper utility bills.
Q: Can you see my login details or password?
A: No. We use Stripe Financial Connections, which uses "Open Banking" technology. When you link your account, you are logging into your own bank’s secure portal (like Barclays or Monzo). Stripe never sees your password, and we certainly never see it.
Q: What information can you actually see?
A: We only receive a "Snapshot" of the data required to verify your order:
- Account Holder Name: To ensure it matches your ID.
- Registered Address: To verify your shipping and billing details.
- Account Status: To confirm the account is active and belongs to you. We do not have "full access" to your transactions or the ability to move money out of your account.
Q: Is it safe?
A: Yes. This system uses the same 256-bit encryption as your banking app. It is regulated by the Financial Conduct Authority (FCA) and is far more secure than emailing a PDF of a bank statement, which can be intercepted or stolen.
Q: How long do you have access to this data?
A: The connection is used for a one-time verification at the point of order. Once your identity is confirmed, we do not maintain a "live feed" to your bank. You can also revoke this permission at any time via your own banking app.
What documents will I need?
Usually, just a valid UK photo ID (Driving Licence or Passport) and your bank login for the secure verification step. We keep the paperwork light so you can get back to checking the forecast.
Is it really 0% interest?
Yes. Always. We don't believe in charging you extra just because you want to spread the cost. The total price you pay over the 12 months is exactly the same as the cash price for the wing.
Can I pay off my balance early?
Absolutely. If you find yourself with extra cash and want to clear the balance early, you can do so at any time. We don't charge any "early exit" fees or penalties.
Can I change my monthly payment date?
We try to be flexible, but we are restricted by the specific FCA exemption we operate under. Because this is a "Fixed Sum" agreement, the schedule is set at the start. However, if you run into difficulty, please talk to us immediately.
When do I officially own the wing?
Under the agreement, the wing becomes yours legally once the final monthly payment has been made (Retention of Title). Until then, you are the registered keeper and pilot.
What happens if I decide to sell the wing before the 12 months are up?
Because the wing is under a finance agreement, you must settle the remaining balance with Wing Locker Ltd before the title can be transferred to a new owner.
What happens if I have a lean month and struggle with a payment?
We’re pilots, not a faceless bank. Under the Consumer Duty, we are committed to supporting customers in financial difficulty. If your circumstances change, talk to us early. We will work with you to find a solution.
